Зээлийн хүсэлт илгээх

Хувийн мэдээлэл
Зээлийн мэдээлэл
Зээлийн тооцоолуур

Зээлийн нийт дүн

1’000’000₮ 300’000’000₮

Сарын хүү

1% 10%

Зээлийн хугацаа

1 сар 96 сар

Таны зээлийн тооцоолол

Зээлийн нийт дүн
11,698,455 ₮
Сар бүрийн зээлийн төлбөр
974,871 ₮

Privacy Policy

This Privacy Policy governs the manner in which PayOn collects, uses, maintains and discloses information collected from users (each, a “User”) of the PayOn.mn application. This privacy policy applies to the application and all products and services offered by PayOn.

Personal identification information

We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our application, register on the application, subscribe to the newsletter, respond to a survey, fill out a form, and in connection with other activities, services, features or resources we make available on our application. Users may be asked for, as appropriate, name, email address, phone number. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain application related activities.

Non-personal identification information

We may collect non-personal identification information about Users whenever they interact with our application. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

How we collected information

PayOn may collect and use Users personal information for the following:

  • Information that you provide us in the course of using the PayOn services, such as your name, residential, e-mail address, mobile number, details of the service, which you require from PayOn.
  • We may also collect certain sensitive information from you including your bank account number, date of birth, national ID number, passport number and driver’s license number. Information about your usage of the PayOn service, including your bank transaction history, and how to or whom you use the PayOn service to send or receive money.
Use of Data

The collected data for various purposes:

  • To perform credit checks
  • To provide PayOn services
  • To maintain legal and regulatory compliance: Most of our core Services are subject to laws and regulations requiring us to collect, use, and store your personal information in certain ways. For example, PayOn must identify and verify customers using our Services in order to comply with commercial lending laws across jurisdictions.
  • To detect and prevent fraud
  • To notify you about changes to our Service To allow you to participate in interactive features of our Service when you choose to do so
  • To provide customer support

We use above data to calculate Credit Scoring, which is score 0 to 100 and equal to loan limits. For example, you get maximum loan limits when you get score 70 and above. Loan limit going to low if you get less score from our Credit Scoring calculation.

How we protect your information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our application.

Sharing Information with Others

PayOn will not sell or lease the information we collect to third parties for their promotional purposes unless we receive your permission to do so. Nevertheless, we may share personal information about you as follows:

  • To entities or service providers under contract with PayOn for the purposes of conducting our business and providing our services to you. This includes; transaction processing, fraud prevention and professional advisors such as solicitors, business advisors and consultants. Entities we partner with to offer additional products and services, but only when you elect to receive information about those additional products and services.
  • In the event of the sale, acquisition, or merger of some or all our assets, your personal information might be a part of the transferred assets. We shall notify you in the event of such an occurrence by placing a notice on our website.
  • Law enforcement and government officials, but only in connection with a formal request, subpoena, court order, or similar legal procedure, as well as circumstances where we believe in good faith that disclosure is necessary to comply with the law, report suspected illegal activity, or investigate violations of our User Agreement.

Data deletion

According to the Article 22.2 of the Law on deposits, loans and banking transactions of Mongolia, NBFI's are obliged to keep a loan file for an each loan issued. Pursuant to the same law, it is not possible to delete an information from the loan file with a request from the customer, until the end of a loan agreement period. Therefore, it is possible to delete other information except the ones as required by this law when request as him/herself come at “Tavan Bogd Finance NBFI” branch and write deletion request by own hand to Brach manager. After received a deletion request our Loan committee and management team will proceed.


Law enforcement

Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Changes to this privacy policy

PayOn has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your acceptance of these terms

By using this application, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our application. Your continued use of the application following the posting of changes to this policy will be deemed your acceptance of those changes.

Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at info-tbfinance@tavanbogd.com